Website terms

Terms of Service

These terms set out the conditions for using biskovia.com. By accessing or using the site, you agree to them. If you do not agree, please do not use the site.

Who runs this site

Registered name
Biskovia
Registered office
8 Marina Boulevard, Marina Bay Financial Centre Tower 1, Singapore 018981, Singapore
Support hours
Monday to Friday, 9:00 AM – 6:00 PM (SGT)
Agreement in force on first use of the site 4 Nov 2026

About the site

Biskovia publishes editorial content about cloud accounting software for Singapore businesses, including comparisons, compliance guides, and workflow explainers. The site is informational. We are not an accounting firm, tax agent, or software vendor, and we do not provide professional accounting, tax, or legal services through it.

Reading the site is free and needs no account. Nothing you read here creates a client relationship, an engagement letter, or an obligation on our side to review your books, file on your behalf, or represent you before any authority. If you need that work done, engage a licensed firm directly.

Use of content

You may read, share links to, and quote short extracts from our content with attribution. You may not republish substantial portions, scrape the site at scale, or present our content as your own. Commercial use of our content requires prior written permission. We reserve the right to restrict access where use interferes with the site or other visitors.

  • Linking and short quotes Allowed with a credit line back to the page you took it from.
  • Republishing whole pages Not permitted without written permission.
  • Automated scraping Blocked where it slows the site for other readers.
A quiet Singapore accounting office at night, with a desk, a closed folder and rain on the window

No professional advice

Content on this site is general information and is not tailored to your circumstances. It does not constitute accounting, tax, legal, or financial advice. Software capabilities, filing requirements, and regulatory positions change, and our pages may not reflect the latest position at the moment you read them. Consult a qualified professional before acting on anything you read here.

Accuracy and updates

What we check and what we cannot

We aim to keep content accurate and current, and we correct errors when we find them. We do not warrant that every page is free of errors or that third-party information we reference is complete. Descriptions of software features depend on vendor documentation and may change without notice. Always verify features directly with the vendor before purchasing.

Guides are written for the Singapore market and use the rules and filing conventions in force when a page was last reviewed. Rate changes, revised filing deadlines, and updated e-invoicing requirements may land after that date. Where a page quotes a figure or a threshold, treat it as a starting point for your own check rather than the final word. When you spot something out of date, tell us through the contact page and we will review it.

Editorial review
Pages are read against vendor documentation and public guidance before publishing.
Corrections
Confirmed errors are fixed on the page itself, not buried in a separate note.
Third-party data
Vendor material is summarised, not verified by us at source.

Third-party references

We mention software products, service providers, and regulatory listings by name for editorial purposes. These references are not endorsements and are not paid placements. We are not responsible for the content, practices, or availability of third-party websites or services. Any dealings you have with a third party are between you and that party.

Prices, plan limits, and bundled features sit with the vendor and change on their schedule, not ours. A page that describes a product may be accurate when written and out of step a quarter later. Confirm the current terms with the vendor before you commit to a subscription.

Limitation of liability

To the extent permitted by law, Biskovia is not liable for any loss or damage arising from your use of the site or reliance on its content, including indirect or consequential loss. Nothing in these terms excludes liability that cannot be excluded under applicable law. If you are dissatisfied with the site, your remedy is to stop using it.

What this covers
Reliance on a page, a broken link, or a third-party service we mention.
What it does not
Liability that cannot be excluded under Singapore law.
Your remedy
Stop using the site.

Changes to these terms

We may revise these terms from time to time. The revised version takes effect when published on this page. Continued use of the site after that point constitutes acceptance of the revised terms. If you do not accept a revision, please stop using the site.

Last reviewed: 4 November 2026

How a revision is announced

The current wording always lives on this page, and the review date above changes whenever it does. There is no separate notice email and no version archive, so if you need to rely on a specific clause, save a copy of the page on the date you read it.

Which version applies to a disagreement

The terms published at the time you used the site apply to that use. A later revision does not reach back and change what you already agreed to, and it does not revive a claim that had already expired under the earlier wording.

Where else the rules live

This page covers use of the website. What we do with information you send us is set out in the Privacy Policy, and the cookies and similar storage we set are described in the Cookie Policy.

Questions about these terms

Questions about these terms can be sent through the contact form on this site. State clearly that your message concerns the terms of service so it is routed correctly. We will respond within a reasonable period. If your question is about a specific clause, quote the heading it sits under so we can find it quickly.

Reach us by phone

Call +65 6295 0068 during support hours, Monday to Friday, 9:00 AM – 6:00 PM (SGT). Outside those hours, the contact form is the faster route.

Send a written message

The contact page carries the message form and our postal address at Marina Bay Financial Centre Tower 1. Use it for anything that needs a written record.

Terms of service, current wording on this page 2026